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Money Mindset – How to Improve It

A money mindset is a manifestation of your attitudes, beliefs and emotions regarding money. A positive money mindset allows you to make smart investment and business decisions. Furthermore, it enables you to connect with similar minded people and guides you in positive directions. In addition, a positive money mindset allows you to feel confident about your expenses, income, investments and financial future. Long Term this type of mindset will also help you achieve financial peace and practice financial self-care.

On the other hand, a negative mindset limits your opportunities and could lead to self fulfilling prophecies. 

Money Mindset Quiz

Let’s take a little money mindset quiz so that you learn more about your own beliefs and emotions of money.

Beliefs About Money – Your Money Mindset

Beliefs about money often have a close connection to your self-confidence. We can imagine that there is something called money self-confidence. Often it seems that men are more money self-confident than women. The reason is that men tend to have higher levels of financial literacy and tend to focus on higher paying jobs than females. In addition, men seem to be have higher levels of self-confidence in general: A Harvard Business Review Study found that “men engaged in substantially more self-promotion than women. For example, despite the fact that men and women performed equally well on the test on average, men in this Public version rated themselves an average of 61 out of 100 while women only rated themselves a 46 out of 100.” So let’s check your believes so that you can start working on your money mindset.

If you had to guess, what would you say is stopping you from making more money in your business? 

  • I say yes, when I should say no. (peoplepleaser)

 What did you learn about money in childhood? 

  • Money is the result of hard work and does not grow on trees. 
  • Money is an energy that is out there in abundance
  • Money is only for the rich.

When you connect with someone who has a lot of abundance, what do you assume *must* be true about them? 

  • They must sacrifice a lot and work really hard.
  • They deserve more than I do
  • They are smarter
  • They are more confidence
  • They have more support.

Money equals freedom.

I don’t know how to grow my wealth and don’t think I ever will.

I only deserve what I currently have and nothing more.

I will never reach my financial goals or get out of debt.

Money will never be my friend.

I tend to procrastinate with financial decisions or actions.

I know how to grow a successful business.

I know there will also be enough money in my life.

I know how to make money.

I am ready to overcome my mindset so that I can move forward.

I want to stop overthinking and do what I know to become wealthy and rich.

Stop putting my dreams behind everyone elses and get started with realizing them.

I have no doubt that I will be super wealthy.

Emotions about Money – Your Money Mindset

If I had no fear, I would make more money in my business.

If I had more confidence  I would be able to create more abundance.

I am fearful of my finances and feel anxious just thinking about it.

I feel confident thinking of my finances.

I feel confident thinking of my expenses.

I don’t feel in control of my money.

I feel pessimistic about my financial future.

I feel intimidated by my money and how others handle theirs.

I fear I’ll never understand my finances or learn to manage it.

How to Improve Your Money Mindset

The Harvard Business Review study has trouble finding why women are less self-confident about money. They could only guess. But there is no alternative to working on your Self-Confidence about money. Here is what you should do:

  • Check your beliefs and find a positive affirmation for yourself.
  • Identify negative emotions and ask yourself: are these emotions mine? Otherwise, let them go and replace them with positive ones.
  • Think positive and be patient with yourself. 
  • Improve your financial literacy with reading books or taking classes.
  • Allow yourself to make mistakes.
  • Start investing in big stocks with small amounts.

A Word from healthylifestyleflorida.com

Believing in yourself is the first step to improve your money mindset. The fact that you read this post tells you that you are heading in the right direction. So start finding positive money affirmations today. You will love what you can be!

Antje Diana Baumgarten

Antje Diana Baumgarten

I believe that the things we do and the products we use determine our lifestyle. Whether your ultimate goal is to optimize your health, fitness or well-being. I introduce you to content that has the true potential to make a significant difference to how we live, love, perform, learn, look, exercise, travel, relax, sleep, work and more.

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